/* ═══════════════════════════════════════════════
   S.B FinCover — Stylesheet
   Fonts: Playfair Display (headings) + Jost (body/UI)
   Colors: Navy #0D1E4A · Gold #C9A84C · Light Gold #E8D48A
═══════════════════════════════════════════════ */

@import url("https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,700;0,800;0,900;1,700&family=Jost:wght@300;400;500;600;700&display=swap");

/* ─── VARIABLES ─── */
:root {
  --navy: #0d1e4a;
  --navy-dark: #080f26;
  --navy-mid: #0a1628;
  --navy-light: #1b3a6b;
  --gold: #c9a84c;
  --gold-light: #e8d48a;
  --gold-dim: rgba(201, 168, 76, 0.15);
  --gold-glow: rgba(201, 168, 76, 0.08);
  --slate: #8ba0b8;
  --slate-dim: #4a5e78;
  --offwhite: #f8f7f4;
  --card-bg: #ffffff;
  --sidebar-w: 420px;
  --nav-h: 68px;
  --font-serif: "Playfair Display", Georgia, serif;
  --font-sans: "Jost", system-ui, sans-serif;
  --transition: 0.25s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ─── RESET & BASE ─── */
*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-sans);
  background: var(--offwhite);
  color: var(--navy);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* Custom scrollbar */
::-webkit-scrollbar {
  width: 6px;
}
::-webkit-scrollbar-track {
  background: var(--navy-dark);
}
::-webkit-scrollbar-thumb {
  background: var(--gold);
  border-radius: 3px;
}
::-webkit-scrollbar-thumb:hover {
  background: var(--gold-light);
}

/* ─── LAYOUT ─── */
.page-wrap {
  margin-right: var(--sidebar-w);
  padding-top: var(--nav-h);
}

/* ─── NAVIGATION ─── */
nav {
  position: fixed;
  top: 0;
  left: 0;
  width: calc(100% - var(--sidebar-w));
  height: var(--nav-h);
  background: var(--navy-dark);
  border-bottom: 2px solid var(--gold);
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 48px 0 32px;
  z-index: 200;
  transition: box-shadow var(--transition);
}

nav.scrolled {
  box-shadow: 0 4px 32px rgba(0, 0, 0, 0.4);
}

.nav-logo img {
  height: 52px;
  width: auto;
  display: block;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
}

.nav-links a {
  color: var(--slate);
  text-decoration: none;
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.5px;
  transition: color var(--transition);
  position: relative;
}

.nav-links a::after {
  content: "";
  position: absolute;
  bottom: -3px;
  left: 0;
  right: 0;
  height: 1px;
  background: var(--gold);
  transform: scaleX(0);
  transition: transform var(--transition);
}

.nav-links a:hover {
  color: var(--gold);
}
.nav-links a:hover::after {
  transform: scaleX(1);
}

.nav-cta {
  background: var(--gold) !important;
  color: var(--navy-dark) !important;
  font-size: 11px !important;
  font-weight: 700 !important;
  padding: 9px 22px !important;
  border-radius: 3px;
  letter-spacing: 1.5px !important;
  text-transform: uppercase !important;
  transition: background var(--transition), transform var(--transition),
    box-shadow var(--transition) !important;
}

.nav-cta::after {
  display: none !important;
}

.nav-cta:hover {
  background: var(--gold-light) !important;
  transform: translateY(-1px) !important;
  box-shadow: 0 4px 16px rgba(201, 168, 76, 0.35) !important;
}

/* ─── FIXED FORM SIDEBAR ─── */
.form-sidebar {
  position: fixed;
  top: 0;
  right: 0;
  width: var(--sidebar-w);
  height: 100vh;
  background: linear-gradient(
    175deg,
    var(--navy-mid) 0%,
    var(--navy) 50%,
    var(--navy-light) 100%
  );
  border-left: 2px solid var(--gold);
  padding: calc(var(--nav-h) + 28px) 28px 28px;
  overflow-y: auto;
  z-index: 150;
  display: flex;
  flex-direction: column;
  gap: 0;
  /* Grain texture overlay */
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='300' height='300'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.75' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='300' height='300' filter='url(%23n)' opacity='0.03'/%3E%3C/svg%3E"),
    linear-gradient(
      175deg,
      var(--navy-mid) 0%,
      var(--navy) 50%,
      var(--navy-light) 100%
    );
  animation: sidebarIn 0.6s cubic-bezier(0.4, 0, 0.2, 1) both;
}

@keyframes sidebarIn {
  from {
    transform: translateX(40px);
    opacity: 0;
  }
  to {
    transform: translateX(0);
    opacity: 1;
  }
}

/* Sidebar scrollbar */
.form-sidebar::-webkit-scrollbar {
  width: 4px;
}
.form-sidebar::-webkit-scrollbar-track {
  background: transparent;
}
.form-sidebar::-webkit-scrollbar-thumb {
  background: var(--gold-dim);
  border-radius: 2px;
}

.form-sidebar-header {
  text-align: center;
  margin-bottom: 22px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--gold-dim);
}

.form-sidebar-header h3 {
  font-family: var(--font-serif);
  font-size: 17px;
  font-weight: 700;
  color: var(--gold);
  margin-bottom: 6px;
  letter-spacing: 0.5px;
}

.form-sidebar-header p {
  color: var(--slate);
  font-size: 12px;
  line-height: 1.5;
  font-weight: 300;
}

/* Form fields */
.form-group {
  margin-bottom: 13px;
}

.form-group label {
  display: block;
  color: var(--slate);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 5px;
}

.form-group input,
.form-group select {
  width: 100%;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 5px;
  padding: 10px 13px;
  color: #cbd5e1;
  font-size: 13px;
  font-family: var(--font-sans);
  font-weight: 400;
  outline: none;
  transition: border-color var(--transition), background var(--transition);
  appearance: none;
  -webkit-appearance: none;
}

.form-group input::placeholder {
  color: #3a5068;
}

.form-group input:focus,
.form-group select:focus {
  border-color: var(--gold);
  background: rgba(255, 255, 255, 0.1);
}

.form-group input.error {
  border-color: #ef4444;
}

.form-group select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'%3E%3Cpath fill='%23C9A84C' d='M5 6L0 0h10z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 13px center;
  padding-right: 34px;
  cursor: pointer;
}

.form-group select option {
  background: var(--navy);
  color: #cbd5e1;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

.form-submit {
  width: 100%;
  margin-top: 4px;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: var(--navy-dark);
  font-size: 11px;
  font-weight: 700;
  font-family: var(--font-sans);
  padding: 14px;
  border: none;
  border-radius: 5px;
  cursor: pointer;
  letter-spacing: 2px;
  text-transform: uppercase;
  transition: transform var(--transition), box-shadow var(--transition);
  position: relative;
  overflow: hidden;
}

.form-submit::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  opacity: 0;
  transition: opacity var(--transition);
}

.form-submit:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(201, 168, 76, 0.5);
}

.form-submit:hover::before {
  opacity: 1;
}
.form-submit:active {
  transform: translateY(0);
}

.form-submit span {
  position: relative;
  z-index: 1;
}

.form-note {
  text-align: center;
  color: var(--slate-dim);
  font-size: 10px;
  margin-top: 10px;
  line-height: 1.6;
  letter-spacing: 0.3px;
}

.form-note strong {
  color: var(--gold);
  font-weight: 600;
}

/* Form success / error state */
.form-message {
  display: none;
  text-align: center;
  padding: 14px;
  border-radius: 6px;
  font-size: 13px;
  font-weight: 500;
  margin-top: 8px;
}

.form-message.success {
  display: block;
  background: rgba(34, 197, 94, 0.1);
  border: 1px solid rgba(34, 197, 94, 0.3);
  color: #86efac;
}

.form-message.error-msg {
  display: block;
  background: rgba(239, 68, 68, 0.1);
  border: 1px solid rgba(239, 68, 68, 0.3);
  color: #fca5a5;
}

/* Sidebar divider */
.sidebar-divider {
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold-dim), transparent);
  margin: 20px 0;
}

/* Sidebar footer */
.sidebar-footer {
  margin-top: auto;
  padding-top: 16px;
  text-align: center;
}

.sidebar-quote {
  font-family: var(--font-serif);
  font-style: italic;
  color: var(--gold);
  font-size: 13px;
  line-height: 1.6;
  margin-bottom: 8px;
}

.sidebar-sub {
  color: var(--slate-dim);
  font-size: 10px;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.sidebar-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  justify-content: center;
}

.sidebar-pill {
  background: var(--gold-glow);
  border: 1px solid var(--gold-dim);
  color: var(--slate);
  font-size: 10px;
  padding: 4px 10px;
  border-radius: 3px;
  transition: border-color var(--transition), color var(--transition);
}

.sidebar-pill:hover {
  border-color: var(--gold);
  color: var(--gold);
}

/* ─── GOLD DIVIDER ─── */
.gold-divider {
  height: 3px;
  background: linear-gradient(
    90deg,
    var(--navy-dark),
    var(--gold) 30%,
    var(--gold-light) 50%,
    var(--gold) 70%,
    var(--navy-dark)
  );
}

/* ─── HERO ─── */
.hero {
  background-color: var(--navy-mid);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='400' height='400'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.8' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='400' height='400' filter='url(%23n)' opacity='0.03'/%3E%3C/svg%3E"),
    radial-gradient(
      ellipse 70% 60% at 80% 50%,
      rgba(201, 168, 76, 0.06) 0%,
      transparent 70%
    ),
    radial-gradient(
      ellipse 50% 80% at 20% 80%,
      rgba(27, 58, 107, 0.8) 0%,
      transparent 70%
    ),
    linear-gradient(140deg, #080f26 0%, #0d1e4a 55%, #1b3a6b 100%);
  padding: 72px 48px 80px;
  position: relative;
  overflow: hidden;
}

/* Decorative geometric accent */
.hero::before {
  content: "";
  position: absolute;
  top: -60px;
  right: 80px;
  width: 320px;
  height: 320px;
  border: 1px solid rgba(201, 168, 76, 0.06);
  border-radius: 50%;
  pointer-events: none;
}

.hero::after {
  content: "";
  position: absolute;
  top: -20px;
  right: 120px;
  width: 200px;
  height: 200px;
  border: 1px solid rgba(201, 168, 76, 0.04);
  border-radius: 50%;
  pointer-events: none;
}

.hero-eyebrow {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 24px;
  opacity: 0;
  transform: translateY(16px);
  animation: fadeUp 0.7s 0.1s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.hero-eyebrow-line {
  width: 40px;
  height: 2px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  flex-shrink: 0;
}

.hero-eyebrow-text {
  color: var(--gold);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 3px;
  text-transform: uppercase;
}

.hero-headline {
  font-family: var(--font-serif);
  font-size: clamp(44px, 5vw, 60px);
  font-weight: 900;
  color: #fff;
  line-height: 1.06;
  margin-bottom: 26px;
  letter-spacing: -1.5px;
  opacity: 0;
  transform: translateY(20px);
  animation: fadeUp 0.7s 0.2s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.hero-headline .gold {
  color: var(--gold);
}

.hero-sub {
  color: var(--slate);
  font-size: 15px;
  font-weight: 300;
  line-height: 1.8;
  max-width: 540px;
  margin-bottom: 36px;
  opacity: 0;
  transform: translateY(20px);
  animation: fadeUp 0.7s 0.3s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.hero-trust {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
  margin-bottom: 48px;
  opacity: 0;
  transform: translateY(16px);
  animation: fadeUp 0.7s 0.4s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
}

.trust-dot {
  width: 5px;
  height: 5px;
  background: var(--gold);
  border-radius: 50%;
  flex-shrink: 0;
}

.trust-text {
  color: #cbd5e1;
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.3px;
}

.hero-products {
  padding-top: 36px;
  border-top: 1px solid rgba(201, 168, 76, 0.12);
  opacity: 0;
  transform: translateY(16px);
  animation: fadeUp 0.7s 0.5s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.hero-products-label {
  color: var(--gold);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.product-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.product-pill {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(201, 168, 76, 0.2);
  border-radius: 4px;
  padding: 8px 16px;
  color: #cbd5e1;
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.3px;
  transition: border-color var(--transition), background var(--transition),
    color var(--transition);
  cursor: default;
}

.product-pill:hover {
  border-color: var(--gold);
  background: var(--gold-glow);
  color: #fff;
}

/* ─── TRUST BAR ─── */
.trust-bar {
  background: var(--navy);
  padding: 24px 48px;
  display: flex;
  justify-content: center;
  gap: 0;
  align-items: center;
  flex-wrap: wrap;
}

.trust-stat {
  text-align: center;
  padding: 0 32px;
  flex-shrink: 0;
}

.trust-stat-num {
  font-family: var(--font-serif);
  color: var(--gold);
  font-size: 26px;
  font-weight: 700;
  display: block;
  line-height: 1;
  margin-bottom: 4px;
}

.trust-stat-label {
  color: var(--slate);
  font-size: 10px;
  letter-spacing: 2px;
  text-transform: uppercase;
  display: block;
  font-weight: 500;
}

.trust-sep {
  width: 1px;
  height: 36px;
  background: rgba(201, 168, 76, 0.15);
  flex-shrink: 0;
}

/* ─── ABOUT SECTION ─── */
.about-section {
  background: linear-gradient(135deg, var(--navy-mid) 0%, var(--navy) 100%);
  padding: 60px 48px;
  position: relative;
  overflow: hidden;
}

.about-section::before {
  content: "";
  position: absolute;
  right: -40px;
  top: 50%;
  transform: translateY(-50%);
  width: 200px;
  height: 200px;
  border: 1px solid rgba(201, 168, 76, 0.05);
  border-radius: 50%;
}

.about-inner {
  display: flex;
  align-items: center;
  gap: 48px;
}

.about-photo-wrap {
  flex-shrink: 0;
}

.about-photo {
  width: 148px;
  height: 148px;
  border-radius: 50%;
  border: 3px solid var(--gold);
  box-shadow: 0 0 0 8px rgba(201, 168, 76, 0.08), 0 16px 48px rgba(0, 0, 0, 0.3);
  overflow: hidden;
  background: var(--navy-light);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: box-shadow var(--transition);
}

.about-photo:hover {
  box-shadow: 0 0 0 10px rgba(201, 168, 76, 0.12),
    0 20px 56px rgba(0, 0, 0, 0.4);
}

.about-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.about-photo-placeholder {
  color: var(--slate-dim);
  font-size: 56px;
  user-select: none;
}

.about-label {
  color: var(--gold);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 3px;
  text-transform: uppercase;
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.about-label::before {
  content: "";
  display: block;
  width: 28px;
  height: 2px;
  background: var(--gold);
  flex-shrink: 0;
}

.about-name {
  font-family: var(--font-serif);
  font-size: 32px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 16px;
  letter-spacing: -0.5px;
}

.about-bio {
  color: var(--slate);
  font-size: 14px;
  font-weight: 300;
  line-height: 1.8;
  max-width: 560px;
}

/* ─── SERVICES ─── */
.services {
  background: var(--offwhite);
  padding: 80px 48px;
}

.section-header {
  text-align: center;
  margin-bottom: 56px;
}

.section-eyebrow {
  color: var(--gold);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 3px;
  text-transform: uppercase;
  margin-bottom: 14px;
  display: block;
}

.section-title {
  font-family: var(--font-serif);
  font-size: clamp(28px, 3.5vw, 40px);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 16px;
  letter-spacing: -0.5px;
}

.section-sub {
  color: #64748b;
  font-size: 15px;
  font-weight: 300;
  max-width: 560px;
  margin: 0 auto;
  line-height: 1.75;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.service-card {
  background: var(--card-bg);
  border-radius: 12px;
  padding: 32px 28px;
  border: 1px solid #e8e4dc;
  transition: transform var(--transition), box-shadow var(--transition),
    border-color var(--transition);
  position: relative;
  overflow: hidden;
  /* Scroll reveal */
  opacity: 0;
  transform: translateY(24px);
}

.service-card.visible {
  opacity: 1;
  transform: translateY(0);
  transition: opacity 0.5s ease, transform 0.5s ease,
    box-shadow var(--transition), border-color var(--transition);
}

/* Gold slide-in bottom border */
.service-card::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  transform: scaleX(0);
  transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  transform-origin: left;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 48px rgba(13, 30, 74, 0.12);
  border-color: var(--gold);
}

.service-card:hover::after {
  transform: scaleX(1);
}

.service-icon {
  font-size: 36px;
  margin-bottom: 18px;
  display: block;
  line-height: 1;
}

.service-name {
  color: var(--navy);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 10px;
}

.service-desc {
  color: #64748b;
  font-size: 13px;
  font-weight: 300;
  line-height: 1.7;
  margin-bottom: 16px;
}

.service-tagline {
  color: var(--gold);
  font-size: 11px;
  font-weight: 600;
  font-style: italic;
  font-family: var(--font-serif);
  letter-spacing: 0.3px;
}

/* ─── WHY SECTION ─── */
.why-section {
  background: linear-gradient(
    140deg,
    var(--navy-mid) 0%,
    var(--navy) 55%,
    var(--navy-light) 100%
  );
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='400' height='400'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.8' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='400' height='400' filter='url(%23n)' opacity='0.025'/%3E%3C/svg%3E"),
    linear-gradient(
      140deg,
      var(--navy-mid) 0%,
      var(--navy) 55%,
      var(--navy-light) 100%
    );
  padding: 80px 48px;
}

.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.why-content .section-eyebrow {
  text-align: left;
}
.why-content .section-title {
  color: #fff;
  text-align: left;
}
.why-content .section-sub {
  color: var(--slate);
  text-align: left;
  margin: 0 0 32px;
}

.why-points {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.why-point {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  opacity: 0;
  transform: translateX(-16px);
}

.why-point.visible {
  opacity: 1;
  transform: translateX(0);
  transition: opacity 0.5s ease, transform 0.5s ease;
}

.why-point-icon {
  width: 44px;
  height: 44px;
  background: var(--gold-glow);
  border: 1px solid var(--gold-dim);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
  transition: background var(--transition), border-color var(--transition);
}

.why-point:hover .why-point-icon {
  background: rgba(201, 168, 76, 0.15);
  border-color: var(--gold);
}

.why-point-text h4 {
  color: #fff;
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 5px;
  letter-spacing: 0.3px;
}

.why-point-text p {
  color: var(--slate);
  font-size: 13px;
  font-weight: 300;
  line-height: 1.65;
}

/* Quote block */
.why-cta-block {
  background: rgba(201, 168, 76, 0.05);
  border: 1px solid rgba(201, 168, 76, 0.18);
  border-radius: 16px;
  padding: 44px 40px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.why-cta-block::before {
  content: '"';
  position: absolute;
  top: -20px;
  left: 24px;
  font-family: var(--font-serif);
  font-size: 120px;
  color: rgba(201, 168, 76, 0.06);
  line-height: 1;
  pointer-events: none;
  user-select: none;
}

.big-quote {
  font-family: var(--font-serif);
  font-size: 24px;
  font-weight: 700;
  color: #fff;
  line-height: 1.4;
  margin-bottom: 12px;
  position: relative;
}

.sub-quote {
  color: var(--slate);
  font-size: 12px;
  font-style: italic;
  margin-bottom: 28px;
  letter-spacing: 1px;
}

.cta-button {
  display: inline-block;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: var(--navy-dark);
  font-size: 11px;
  font-weight: 700;
  font-family: var(--font-sans);
  padding: 15px 36px;
  border-radius: 4px;
  text-decoration: none;
  letter-spacing: 2px;
  text-transform: uppercase;
  transition: transform var(--transition), box-shadow var(--transition);
}

.cta-button:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(201, 168, 76, 0.4);
}

/* ─── FOOTER ─── */
footer {
  background: #060e1f;
  padding: 44px 48px;
  border-top: 2px solid var(--gold);
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 24px;
  margin-bottom: 28px;
}

.footer-brand h4 {
  font-family: var(--font-serif);
  color: var(--gold);
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 5px;
  letter-spacing: -0.3px;
}

.footer-brand p {
  color: var(--slate-dim);
  font-size: 11px;
  letter-spacing: 2px;
  text-transform: uppercase;
  font-weight: 500;
}

.footer-taglines {
  text-align: center;
}

.footer-tagline-main {
  color: var(--slate);
  font-size: 11px;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  margin-bottom: 6px;
  font-weight: 500;
}

.footer-tagline-script {
  font-family: var(--font-serif);
  font-style: italic;
  color: var(--gold);
  font-size: 16px;
}

.footer-right {
  text-align: right;
}

.footer-right p {
  color: var(--slate);
  font-size: 12px;
  letter-spacing: 1px;
  font-weight: 300;
}

.footer-bottom {
  border-top: 1px solid rgba(27, 43, 94, 0.6);
  padding-top: 18px;
  text-align: center;
  color: var(--slate-dim);
  font-size: 11px;
  letter-spacing: 0.5px;
}

/* ─── ANIMATIONS ─── */
@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ─── RESPONSIVE: MOBILE ─── */
@media (max-width: 768px) {
  :root {
    --sidebar-w: 0px;
  }

  .page-wrap {
    margin-right: 0;
  }

  nav {
    width: 100%;
  }

  .form-sidebar {
    position: relative;
    top: 0;
    right: 0;
    width: 100%;
    height: auto;
    border-left: none;
    border-top: 2px solid var(--gold);
    padding: 36px 24px;
    order: -1;
  }

  .hero {
    padding: 48px 24px 60px;
  }
  .hero-headline {
    font-size: 38px;
  }

  .trust-bar {
    gap: 16px;
    padding: 20px 24px;
  }
  .trust-stat {
    padding: 0 16px;
  }
  .trust-sep {
    display: none;
  }

  .about-section {
    padding: 48px 24px;
  }
  .about-inner {
    flex-direction: column;
    text-align: center;
    gap: 28px;
  }
  .about-label {
    justify-content: center;
  }
  .about-bio {
    max-width: 100%;
  }

  .services {
    padding: 56px 24px;
  }
  .services-grid {
    grid-template-columns: 1fr;
  }

  .why-section {
    padding: 56px 24px;
  }
  .why-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  footer {
    padding: 36px 24px;
  }
  .footer-inner {
    flex-direction: column;
    text-align: center;
  }
  .footer-right {
    text-align: center;
  }

  .nav-links a:not(.nav-cta) {
    display: none;
  }
}